The Process
From Research to Recovery
We handle the heavy lifting — research, verification, paperwork, and follow-up — so you can focus on what matters. Here's exactly how the process works.
We find the funds before we find you.
Our team searches public records — court filings, county records, and government databases — to identify surplus funds generated from qualifying property sales. We look for foreclosure auctions, tax deed sales, sheriff's sales, and other events where a property sold for more than the amount owed. When we identify a potential surplus, we begin the process of locating the rightful claimant.
This step costs you nothing. We do the research on our own time and at our own expense.
We find you — not the other way around.
Once surplus funds are identified, we work to locate the former property owner, their estate, surviving heirs, or other eligible claimants. We reach out to inform you that funds may be available and explain your potential rights as a claimant. Many people are unaware that money is being held on their behalf — sometimes for years.
There is no obligation to proceed after our initial contact. We simply want to make sure you know your options.
We confirm the funds and your eligibility.
Before any paperwork is filed, we verify the available surplus amount and confirm your eligibility as a claimant. This includes reviewing the property sale records, outstanding liens or encumbrances, and any competing claims. We make sure the path to recovery is clear and that you understand exactly what may be available to you.
Verification is free. We will never ask you to pay anything before we confirm funds exist and you qualify.
We guide you through every step of the claim.
Once eligibility is confirmed, we assist you through the formal claim process. This includes preparing and organizing the required documentation, communicating with the appropriate court or government agency, and following up on your behalf until the funds are released. We simplify the paperwork and keep you informed throughout so there are no surprises.
Our fee is contingency-based — we only earn a percentage of the recovered funds. If we don't recover, you owe us nothing.
Common Questions About the Process
How long does the process take?
Timelines vary depending on the county, the complexity of the claim, and whether there are competing claimants. Most claims are resolved within 3 to 9 months, though some may take longer. We keep you updated throughout.
Do I need a lawyer?
In many cases, you do not need to hire an attorney to file a surplus fund claim. We assist you with the documentation and process. However, we always recommend consulting a licensed attorney if you have legal questions about your specific situation.
What if there are multiple heirs?
If multiple heirs or claimants are involved, we work to identify all eligible parties and coordinate the claim accordingly. The distribution of funds among heirs is typically determined by the court or applicable law.
What is your fee?
We work on a contingency basis. Our fee is a percentage of the funds recovered — you pay nothing upfront and nothing if we are unsuccessful. The exact percentage is disclosed and agreed upon before we begin.
Ready to Find Out If You Qualify?
Start with a free, no-obligation verification. We'll let you know if surplus funds may be available for your situation.